Specialist Independent Financial Planning for the Veterinary Profession

About the Team

Ben Rees , director of DFM Financial

Benjamin Rees, Director

Ben has over 15 years’ experience in the financial planning and investment management profession, starting his career at Barclays Wealth and then Barclays Financial Planning, before establishing our principal company Opus in 2008.

As a dual qualified investment manager and Chartered Financial Planner, Ben is well placed to lead the development of DFM Financial Planning and to maintain a strong culture of compliance, consistency and transparency.

Ben has an undergraduate degree in Law and an MSc in Economics from Birmingham University, is a Chartered Financial Planner and Fellow of the PFS and a Chartered Member of the Chartered Institute of Securities & Investments.

David Smith, Adviser at DFM Financial

David Smith, Director

David qualified as an adviser in 1993 and joined DFM Financial Planning Ltd, then known as Dickinsons Financial Management Ltd, in 1998. He then left in 2000 to work in the financial services divisions of national accountancy and stock broking firms.

In 2010, David returned to Dickinsons to focus exclusively on the veterinary profession, and since 2018 under the new brand of DFM.  David has been critical to the development and growth of DFM and took a key role in the rebranding and re-launch of the firm.  

David is a competitive runner and triathlete.

Sarah Nicholls, Operations Manager

Sarah Nicholls, Operations Manager

Sarah is a Shareholder and acts as Operations Manager, as well as PA to the Directors.

She has many years’ experience in the financial services industry and first joined us in 1999, when we were known as Dickinsons Ltd.

Outside of work Sarah enjoys spending time with her family and walking her dogs Ruby and Poppy.

Keith Dickinson, Chairman of DFM Financial

Keith Dickinson, Consultant

Keith is a Geography graduate from UCL who has operated in veterinary insurance and finance for over 30 years.  He has supported the veterinary industry avidly during that time with financial and professional initiatives. 

He is a keen cyclist with a passion for golf, cricket and football.

JUlie Thomas, Paraplanner at DFM Financial

Julie Thomas, Paraplanner

Julie has over twenty years industry experience, initially as an administrator and then later as a self-employed financial adviser. Julie joined Dickinsons Financial Management Ltd as an administrator in 2014, moving over to DFM in 2018 and is currently studying for her paraplanning qualifications.

Away from the office, Julie’s time is occupied by her family and two cats. She is a keen swimmer and enjoys watching rugby and speedway.

Alex Langdon, Administrator

With a degree in Economics, Alex began his career with Dickinsons Financial Management Ltd in 2010. He then went on to complete his Diploma in Financial Planning.

Outside of the office Alex enjoys cycling.

Karen Philpott, Finance Administrator

Karen joined us in 2008 as the company’s extremely valued financial administrator. She lives locally and has many years’ experience in finance and administrative positions.

Away from the office Karen enjoys fine dining, theatre and spending time with her family.

Rachel Page, Paraplanner

Rachel joined DFM in November 2020 having been in the financial services sector for over 30 years and more recently attaining her Diploma in Financial Planning.

Outside of work, Rachel is a keen bell ringer and also enjoys walks in the countryside, reading and piano playing.

DFM Financial Planning Ltd is an appointed representative of Opus Independent Financial Planning Ltd. Registered in England & Wales Number 07304649. Opus Independent Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. FCA No: 529492.

Registered Address: DFM Financial Planning Ltd, 7 Arden Court, Arden Road, Alcester, Warwickshire, England, B49 6HN. Registered in England & Wales, No. 11480293.

Neither DFM Financial Planning Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

Please read our Privacy Notice before completing any enquiry form or before sending an email to us.

COMPLAINTS PROCEDURE & FINANCIAL OMBUDSMAN SERVICE (FOS)

If you have any complaint about the firm, or a service we have provided, please let us know by writing to the following address or by email or telephone: Mr B Rees, Opus Independent Financial Planning Limited of 1 Coleshill Street, Sutton Coldfield, West Midlands, B72 1SD, info@opusifp.com, or 0121 354 4034

We promise to deal with your complaint in a fair and objective manner. We will provide you with a copy of our formal complaints procedure upon request or upon receipt of a complaint. If we are unable to resolve a complaint to your satisfaction you will usually have the right to take your complaint to the Financial Ombudsman Service www.financial-ombudsman.org.uk/ . The Financial Ombudsman Service is a free and easy-to-use service that settles complaints between consumers and businesses that provide financial services. They resolve disputes fairly and impartially.

FINANCIAL SERVICES COMPENSATION SCHEME (FSCS)

We are covered by the Financial Services Compensation Scheme (FSCS) and you may be entitled to compensation from the scheme if, for any reason, we cannot meet our obligations. This will depend on the type of business and the circumstances of the claim.

Investments – Most types of investment business are covered up to a maximum limit of £85,000. Insurance – Advising and arranging are covered for 90% of the claim, without any upper limit. For compulsory classes of insurance, advising and arranging is covered for 100% of the claim, without any upper limit.

Where it is appropriate to do so, we may recommend products or funds that are not based in the UK. In the event that the providers of such funds are unable to meet their obligations, these are not covered by the FSCS compensation arrangements. If the product or fund is based in the European Economic Area (EEA), you may be covered by the local investor compensation scheme. We will make you aware if our recommendation includes such products or funds.

Further information about the compensation scheme arrangements is available from the FSCS www.fscs.org.uk/consumer.